By: Platte River Injury Law

Do I Have to Speak to the Insurance Adjuster After an Accident?

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Immediately after you’ve been in a car accident in Wyoming, the best way to make sure that your medical bills and other expenses are taken care of is to file a claim with your car insurance company or the insurance company of the at-fault driver. At that point, an insurance adjuster assigned to your case will start an investigation, assess the damage done, and, ideally, offer you a fair settlement. While this may seem relatively simple, sadly, there’s a good chance you won’t be offered a settlement amount that is reflective of your losses. The truth is, that insurance adjusters are known for quickly offering victims far less than they deserve, hoping the person will accept the offer. While accepting a first settlement offer may seem appealing, you deserve to receive full compensation for your losses. A personal injury attorney knows the value of these cases and can work hard to get you the compensation you deserve.

How Do I Know What My Claim is Worth?

It’s important to know the value of your car insurance claim, especially when filing a claim and negotiating a settlement. If you don’t know how much you’ve actually lost, you can’t know what to ask for. You’ll want to consider both economic losses, like medical bills and lost wages, and non-economic losses, like pain and suffering. If you aren’t sure how to figure out the value of your claim, don’t hesitate to work with an experienced and knowledgeable personal injury attorney. These cases are complicated, and having an expert on your side can make a big difference in the outcome of your claim.

Can I Reject the Settlement Offer?

Often, car accident victims don’t have experience dealing with insurance companies, so they can easily be made to feel like they have to accept a settlement offer. There are also scenarios where a victim knows they can reject a settlement offer but are manipulated into accepting it by an insurance adjuster. If a settlement offer is unfair or doesn’t fully compensate you for your losses, it’s important that you reject the settlement and speak to a personal injury lawyer. This is totally standard and will only help improve your attorney’s chances of getting you the largest possible settlement in the long run.

Do I Need the Help of a Personal Injury Law Firm?

Taking on the negotiation process yourself after a serious car accident can be difficult. First off, you may not know exactly what your claim is worth and assume the settlement offer is fair when you might be entitled to a larger settlement. That said, no matter your situation, working with a seasoned attorney who knows how to negotiate with insurance companies can be incredibly helpful and take the stress out of an already stressful situation. Working with a personal injury law office will almost always improve the outcome of your case.